It’s common to have many inquiries about insurance and how to submit a claim for compensation following a motorbike accident. Security training help prevents dangerous situations in your life.
After a motorbike accident, accident victims may submit either personal injury claims or claims for property damage.
There are some crucial factors to take into account when motorcycle accidents occur. For instance, what actions you must take to make a claim for compensation. And also who might be at fault. Many motorcycle riders suffer from serious and disabling injuries as a result of collisions. These wounds prevent a biker from working again, necessitating surgery and other sorts of care.
Being hurt in a motorcycle accident can be upsetting, so it’s important to know that a knowledgeable motorcycle accident attorney can assist you in pursuing your compensation. The following are five things you need to understand before submitting a motorcycle accident claim.
A skilled motorcycle accident lawyer can assist you
Were you badly hurt in a motorcycle accident? Do you need help pursuing the compensation you are due? Motorcycle riders shouldn’t ever be forced to pay the price for another driver’s negligence or recklessness on the road. You can talk to one of our knowledgeable motorcycle accident lawyers right away to learn more about your options for pursuing compensation.
Things to know about your injury claim
1. Your injuries can be another’s drivers fault
A negligent driver is to blame for many motorbike accidents. When a car or truck driver misses a motorbike rider in his or her blind area, one of the most frequent forms motorcycle accidents might result. It can also happen when a car or truck driver follows a motorcycle rider too closely. Motorcyclists can get serious injuries in collisions. This is because they are far less protected than occupants of a vehicle.
2. Many Claims for Compensation Begin with Auto Insurance Claims
A car insurance claim can be made by a motorcycle rider even if it was another driver who caused the rider’s injuries in this situation. This starts the process of getting financial compensation. A person hurt in a car accident often has the choice of making a first-party claim with their own insurance company. Or they can make a third-party claim with the insurance company of the driver who caused the accident.
3. You Should Not Accept a Low-Ball Settlement Offer
If you have already filed an insurance claim, you need the help of an experienced motorcycle accident lawyer who can negotiate a reasonable settlement offer. Numerous motor insurance providers will make a reduced opening settlement. In exchange for the claimant accepting that settlement, less money will be paid out. With the aid of a skilled motorcycle accident lawyer, it is almost always possible to negotiate a more equitable settlement. The lawyer has more experience, which explains this. If you are seeking a highly skilled and experienced motorcycle accident lawyer to help you negotiate a fair settlement for your injuries and losses, consider reaching out to the team at Shulman & Hill. With their extensive knowledge and expertise in personal injury law, they will work tirelessly to get you the compensation you deserve.
4. After the accident, you will most likely have a period of two years to file a lawsuit.
Most frequently, a victim of a motorcycle accident has two years from the time of the accident to file a case. On the day of the accident, the time window’s clock starts to run. Your claim will expire once two years have passed since it was filed. A committed motorcycle accident lawyer can assist in making sure that your claim is submitted on time.
5. Contributory Negligence Could Bar Your Recovery
The pure contributory negligence rule states that you may not be entitled to compensation if you initiate a lawsuit and the defendant claims that you contributed to their negligence. In this system, a plaintiff cannot receive compensation if they are even just 1% at fault. A personal injury attorney can fight to establish your innocence and legal right to compensation for your injuries.
What Type of Claim Do I Need to File?
Generally, there are two main types of claims after a motorcycle accident:
Personal injuries: Unlike drivers of cars, motorcycle riders are not obliged to carry personal injury protection (PIP) insurance. As a result, if you have been wounded in an accident, you will probably be filing a personal injury claim against the insurance provider of the reckless driver. Additionally, if you have Med Pay coverage, you can submit a claim to your own insurance company to have medical costs covered.
Property damage: For any property damage your bike sustains, you can submit a claim to your own insurance provider if you have collision insurance. You can make this claim with the at-fault driver’s insurance carrier if you don’t have collision coverage.
What Can I Get in a Property Damage Claim?
Property damage claims are intended to make up for any harm your bike may have suffered in the collision. In addition, you are entitled to reimbursement for any towing fees associated with your automobile, any costs associated with renting a car temporarily, and any harm done to any of your personal belongings.
You should be aware that the insurance provider can decide that replacing your bike would be more cost-effective than repairing it. Based on the motorcycle’s fair market value, a decision will be made.
What Can I Get in a Dog bite/Personal Injury Claim?
Any damages resulting from any injuries you sustained as a result of the collision are meant to be recovered through personal injury claims. This covers payment for your out-of-pocket medical costs, lost wages, scarring and permanent injuries, physical pain and suffering, mental distress, and projected future losses.
How Do I Prepare to Make a Claim?
There are several procedures you should follow to gather supporting paperwork before you submit a claim. This will support your claim and show the entire amount of compensation you are entitled to, according to the facts.
The following examples of evidence can be used to back up your request for compensation:
- Photos of the accident scene, such as:
- your helmet,
- vehicles involved, and
- your injuries
- Police reports
- Medical records, bills, and invoices
- Video surveillance footage from nearby businesses
- Names and contact information for witnesses.
- statements from witness
A motorcycle accident lawyer can help. An experienced motorcycle accident lawyer can collect all the necessary proof to back up your claim. If you have been involved in a motorcycle accident and are in need of legal assistance, consider reaching out to the experienced and dedicated team at Loewy Law Firm. The motorcycle accident lawyer can also handle all correspondence with the insurance providers and responsible parties. In the end, they’ll try to make filing a claim as simple as possible for you.
Have you ever been seriously injured by another person’s recklessness? To guide you through the legal process, consider filing a lawsuit with the help of a motorcycle accident lawyer.
In the discussion above, we have given a step-by-step guide to filing a lawsuit. Using it will guide you in the right direction.